November 2016 Newsletter


In this issue of Orr & Associates Insurance Update you will find:
  • Our Referral Program
  • Are you ready for Winter?
  • Canadian Trivia
  • Insurance Rates in Ontario
And much more....

Referral Winner

Tammy & John Gregory
Congratulations to Tammy & John as they are the lucky winners of the $50.00 gas card.  If you would like to become a part of our monthly draw please contact our office.

Do you have Winter Tires on you car??

Do you currently have the new winter tire discount on your policy? In order to be eligible for this discount the following criteria must be met:
  • The vehicle must be equipped with 4 winter tires from November to April
  • Tires must be winter tires and not all season tires. They must have the Alpine Symbol.
  • Tires can not be left on all year round
Some companies may even require a copy of the bill of sale for the tires or an installation invoice.

If your vehicle meets all of the above please contact our office as you could be missing out on a 2%-5% discount on your auto policy.


Canadian Trivia

Have some fun trying to answer the questions listed below.  The answer to all questions can be found at the bottom of this email.
1) Canada is a bilingual country, but what is the only official bilingual Province?
      a) Quebec
      b) New Brunswick
      c) Ontario
      d) Nova Scotia

2) What is the world's tallest free standing structure?
      a) CN Tower
      b) Burj Dubai
      c) Empire State Building
      d) Ostankino Tower

3) What major sporting even was held in Canada in 2010?
      a) Summer Olympics
      b) Winter Olympics
      c) World Cup
      b) Commonwealth Games

BREAKING: Auto insurance rates increase in Ontario

In Ontario, every insurance company must have changes to their auto insurance rates approved by the Financial Services Commission of Ontario (FSCO) and each quarter, FSCO publishes these rate changes. The latest rate changes have been released.

FSCO reports that in the third quarter of 2016, approved rates increased on average 1.50%; some rates increased as much as 12.03% while others decreased 5.37%.

“An individual policyholder may experience a rate change that is either higher or lower than the industry-wide average rate change, or the average rate change for a particular insurer, depending on several factors,” says FSCO in its quarterly report. These factors may include: the vehicle, where the driver lives, driving and insurance history, as well as coverage options chosen, to name a few.

What's been happening at the Orr & Associates Office.

The Orr & Associate Ladies in the King City office participated in Dress for the Cause, to raise money and awareness for Breast Cancer.
They managed to raise over $350.00 for the cause. Great job ladies.
The Schomberg office is all dressed up and ready to go "Trick or Treating"
Canadian Trivia
Answers to the November edition of Canadian Trivia
Download now
Accident Benefits Effective June 1.16
Accident Benefits Effective June 1, 2016
Download now
Auto Insights: Prepare for Winter Weather
Just as you bundle up to stay warm in wintertime, you must also take the necessary precautions to protect your vehicle when the temperature drops. Use these techniques to ensure safe winter driving.
Download now
  Orr & Associates Insurance Brokers Ltd
1700 King Road
King City, ON L7B 0N1
(905) 833-6691
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  • The Commonwell
  • Echelon
  • Economical Insurance
  • Gore Mutual Insurance
  • The Guarantee Company of North America
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  • Jevco Insurance
  • Pafco Insurance
  • Peel Mutual Insurance
  • Travelers
  • Wawanesa
  • Western General
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