April 2017 Newsletter

 
 
 
   
In this issue of Orr & Associates Insurance Update you will find:
  • Referral Winner
  • Shifting Gears into Spring
  • Understanding Water Damage
And much more....
 
 
 
 
 
 
 

 Referral Winner

Rosa Fragala
 
Congratulations to Rosa as she is the lucky winner of the $50.00 gas card.  

To become a part of our monthly draw all you need to do is refer a friend or family member.  The best compliment you can give us is the referral of a new client.
 
   
 
 
 
 
 
 
  Shifting Gears Into Warmer Weather
 
Spring has emerged and the treacherous winter driving conditions are behind us.  Much like getting your car ready for winter, you should have a similar routine to prepare your vehicle for the warmer months.  Below are some tips for driving this spring & summer season.

Car Maintenance
Tires - This is the time you will want to put your snow tires back into storage and to replace them with summer tires if you haven’t already done so. If you have been using all-season tires, take this opportunity to have them rotated.

• Fluids - Cars work hard in the winter months because of the cold temperatures. This works to deplete the fluids quicker than at other times of the year, so make sure that all the fluids are topped up.

• Body - Road salt can be very hard on a car. Take the opportunity to wash your vehicle thoroughly to help avoid corrosion, while prolonging the life of your investment.
• Wipers - Replacing your windshield wipers that may have been damaged by snow and ice over the winter is important to be able to deal with spring showers.

Children
Children are more likely to be out in full force enjoying the outdoors and are not always as careful as they need to be. This makes it very important to drive carefully and scan the roadways. Here are some things to look out for:
• Children playing road hockey and other games in the street.
• Children chasing balls into the street, often running from in between parked cars.
• Children walking home from school, sometimes crossing in areas not designated as crosswalks.
Animals
It isn’t just people that come out of hiding in the spring. Many animals are coming out of hibernation and foraging for food. Motorists should be particularly vigilant at dawn and dusk when animals are most active.

Cyclists
Cyclists also come out with the warm weather and the number of bicycles on the road dramatically increases in the spring time. As a driver, it is important to drive safely with cyclists as they are considered vehicles and have the same right to be on the road as a car. Always check your blind spots, especially on roads wit
 
 
 
 
 
 
   


Understanding Water Damage
 
 
 
 
  Have you considered waterproofing your home? Standing on your roof with an umbrella isn’t an option, so what can you do? Know your home. If your house is older; pay close attention to areas where water can cause damage. You also need to consider both the inside and outside of your home in order to be fully protected. Let’s take a trip through your home to see how you can prevent water damage.

Basement Flooding
Basement flooding can happen in many different ways – a leak in your foundation, poor lot drainage, failure of your weeping system, malfunctioning eaves troughs or downspouts, or a blocked connection between your home and main sewer system, to name a few.
Let’s Fix It!
Clear eaves troughs and downspouts of leaves and other debris.
Clear debris from exterior drains near basement doors.
Remove snow accumulation from window wells.
Consider installing flood-prevention devices like back-water valves, sump pumps, or floor drains.
Inspect your sump pump regularly to ensure proper operation, especially in the springtime.
Your downspouts should be extended to drain about two meters away from your foundation. If you don’t have the space, consider installing a splash pad. They are inexpensive and can be purchased at your local hardware store.
Check for and fix leaks in your foundation, floors, windows and doors.


 
 
 
 
 
 
 
 

What's been happening at the Orr & Associates Office.

 
 
 
 
   
Our personal lines broker, Nicole Gray will be on Maternity leave starting April 21, 2017 and should you have any insurance concerns any of our personal lines brokers will be able to help you in her absence.
 
 
 
 
 
 
 
  Are you hands Free  
 
     
 
 
 
 
  Orr & Associates Insurance Brokers Ltd
1700 King Road
King City, ON L7B 0N1
(905) 833-6691
www.orrandassociates.ca
 
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  • Echelon
  • Economical Insurance
  • Gore Mutual Insurance
  • The Guarantee Company of North America
  • Intact
  • Jevco Insurance
  • Pafco Insurance
  • Peel Mutual Insurance
  • Travelers
  • Wawanesa
  • Western General
  • Chieftain
  • Hagerty